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  • Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
    values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...

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    • Authors: Susan Saip
    • Date: Aug 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Universal Life and Indexed UL Current Trends and Reactions
    values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...

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    • Authors: Susan Saip
    • Date: Nov 2017
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Annual Survey Provides Insight into the UL & IUL Market
    values to be available for dis- tribution is the primary concern of the buyer. Within this category are ... over- year during the survey period. Long- term care (LTC) riders attached to UL/IUL policies have been ...

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    • Authors: Susan Saip
    • Date: Oct 2018
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Universal life and indexed universal life survey results
    values to be available for distribution is the primary concern of the buyer. Within this category are ... UL products. Figure 3 shows sales of long-term care (LTC) riders as a percentage of total sales (measured ...

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    • Authors: Susan Saip
    • Date: Sep 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Universal Life and Indexed Universal Life Survey: Results
    values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...

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    • Authors: Susan Saip
    • Date: Aug 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Focus on Immediate Annuities
    business used to finance life insurance and long-term care insurance. An average of 13 percent of the business ... percent of the business was used to finance long-term care insurance. One carrier reported that 80 percent ...

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    • Authors: Susan Saip
    • Date: Nov 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Annuities>Payout annuities
  • Universal Life and Indexed UL Trends
    Universal Life and Indexed UL Trends Discusses current dynamics of the UL and Indexed UL markets. ... long-term care (LTC) accelerated benefit rider, however some address the need via chronic care benefits ...

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    • Authors: Susan Saip
    • Date: Jun 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Term Life Insurance Survey Results
    Term Life Insurance Survey Results As term carriers continue dealing with the implementation of PBR, ... percent were short of their profit goals. The primary reasons reported for not meeting profit goals ...

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    • Authors: Susan Saip
    • Date: Apr 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance